Insurance is expensive in Florida. And it doesn’t only affect the hurricane-prone state’s high prices for home insurance policies. Florida has long-been one of the most expensive states when it comes to the cost of car insurance policies, too.
According to BankRate’s January 2025 data, Florida has the third-most expensive annual costs for minimum coverage in the U.S. and the most-expensive overall when it comes to the average cost for full coverage policies.
