USAA has the lowest average annual car insurance rate in Delaware at $1,654, much lower than the statewide average cost of a policy ($2,478). However, it only sells car insurance to those actively serving in the military, veterans and their families. Travelers has the next-lowest average rate in Delaware at $2,009.
While our Delaware report focuses solely on average costs, our national rating of the best car insurance companies also considers customer satisfaction, coverage options and other criteria. Travelers is No. 2 in that rating, while USAA is No. 4.
Because each insurance company determines rates differently, the insurer with the lowest average rate in Delaware may not offer you the lowest rate. Therefore, comparing quotes from multiple insurance providers is the best way to find the lowest possible rate.
–Rachael Brennan, Licensed Insurance Agent and U.S. News Car Insurance Reporter
According to the Insurance Information Institute, younger, less experienced drivers – particularly teenagers – are generally considered a higher risk to insure than older motorists. This is reflected in higher average rates for these age groups, as demonstrated in the table below.